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In spite of rising interest rates, the U.S. consumer lending market is poised to perform well in 2018. Although interest rates are rising and vehicle sales are slowing, expected increases in GDP, personal income, total employment and the House Price Index will fuel a strong 2018 consumer credit industry.

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Since we attend the University of Tampa, a high percentage of our survey is based in Florida. The beginning of. that 64% of our respondents reported that consumer lending (i.e. student loans,

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Although most home equity loans won’t require a down payment, you’ll still likely have to go through a credit check. Given that each lender can set its own approval requirements – and that not all lenders offer home equity loans – finding a lender will likely be the most challenging part of the process.

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AI can’t do all things. in college loans or credit card debt, an app probably isn’t your answer. Another challenge: When the AI talks, will consumers listen? “Sometimes we override apps,” says.

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