My husband and I live in Florida and are paying a mortgage on our home. We want to help my parents out by buying their home in Maryland to help them pay off their debt. They will live there rent-free until they can no longer live on their own. They are retired and in their late 70s/early 80s. My husband and I hope to retire in five years.

I also took off some dingy fire doors and bought some old oak ones which I had to put on their sides to resize. I don’t mind a bit of DIY. I barely have any new stuff. My parents gave me. the.

Parents over-indulge their kids, especially with college, weddings and help buying a new house, and end up in the poor house themselves by the time they reach retirement age. I think that anyone who’s gotten that much help from their parents has an obligation to help them in retirement.

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Help your parents prioritize their debt and create a plan by telling them what choices they have, without being judgmental. I explained that the avalanche method (paying off debt according to highest interest) is the mathematical approach which will save them more, but I also understood my parents had been carrying their debt around for years.

Money was given most often for living costs, transportation, and even spending money. When asked why parents help, most replied they were "legitimately concerned" about their child’s financial well-being, while others stated they did not want their children to struggle financially like they once did. Good reasons to be sure.

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New readers, welcome to Dear Wendy, a relationship advice blog. If you don’t find the info you need in this column, please visit the Dear Wendy archives or the forums (you can even start your own thread), or submit a question for advice. I recently learned that my parents are buying my fiscally-irresponsible sister a

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