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1 review of American Liberty Mortgage "We walked in without an appointment and asked about possibly qualifying for a home. From that moment on we were treated with the most respect. It starts with Bernice at the front desk, she is warm and.

Refinancing. This is the process of obtaining a new mortgage in an effort to reduce monthly payments, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies. One of the main advantages of refinancing regardless of equity is reducing an interest rate..