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Mortgage Interest Rates are Increasing in 2018 – Perennial Funding This relationship makes sense because homeowners have the ability to refinance a fixed rate mortgage if rates drop, but if interest rates increase lenders have no way to adjust the fixed rate upward. The general rule of thumbs are. mortgage rates typically trade above 10-year treasury rates, longer loan duration is associated with a higher rate.

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About Nick: Licensed in NJ and PA, I have developed a reputation for being timely, thorough, and attentive to my clients. My past experience in managing a major retailer enables me to execute flawlessly in the fast paced, ever-changing mortgage industry where exceeding client expectations is my top priority.