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A Lease-Purchase Contract, also known as a Lease Purchase Agreement, is the heart of rent-to-own properties.It combines elements of a traditional rental agreement with an exclusive right of first refusal option for later purchase on the home. It is a shortened name for Lease with Option to Purchase Contract.

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The best way to look at the debate is this – no matter which option you go with, rent or own, you are paying a mortgage. It just depends on whether you are paying your own mortgage or someone else’s mortgage. In my opinion I would rather pay my own mortgage than cover someone else’s expense and let them get all of the benefits in the future.

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@Martin Vehlow No, my question is why do more people lean more towards buying SFRs and renting/leasing them out rather than buying apartment units and renting/leasing them out? I hear a lot about buying a house and leasing/renting it to a tenant, but i don’t hear a lot of people doing the same with apartment units. I’m curious as to why.

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